Zaggle is a leading provider of business
spend management software and
embedded payments solutions

Raj N, Founder and Chairman of Zaggle, has over 20 years of business consulting experience. He founded Zaggle in 2011 as a network-agnostic payment platform on which merchants and consumers could seamlessly interact. A start-up evangelist, a strategist, and a serial entrepreneur who previously worked with PricewaterhouseCoopers. Raj has extensive experience in setting up a business, structuring it, driving the sales, and scaling it to the next level. His deep management experience and broad leadership skills help him drive efficient growth.

A key contributor to the Indian start-up ecosystem and a true visionary, he won the “Small Scale Entrepreneur of the Year” award in 2007. His futuristic outlook has been printed in magazines such as The Smart CEO, Business Today, Internet World, and Outlook Business.

Raj has successfully led the team that consists of over 250+ employees across the country. He enjoys spending personal time organic farming, watching comedy shows, playing golf, cricket, and badminton.

The Most Promising Business Leaders of Asia 2020-2021 by The Economic Times

Avinash Godkhindi is the Chief Executive Officer and Managing Director at Zaggle. With over 15 years of experience in international Fintech & payments, Avinash has been spearheading Zaggle’s growth since joining the company in 2012. Having served successful tenures across multiple geographies with companies such as ING Bank, Barclays, Citicorp, Misys International and NIIT Technologies, he has held various leadership roles in product, sales, marketing, strategy, technology and operations across digital payments, fintech and cash management businesses.

During his tenure at Citibank, he was credited with the biggest credit card launch in India, the “Premier Miles Credit Card”.​

Avinash completed his MBA from the University of Chicago Booth School Of Business and is a fitness freak. When not in office, you would find him on the field playing cricket or football, or in the basketball court shooting a few balls. He is an avid reader and traveller, with wanderlust in his veins – to explore the far and unknown.